Credit card victoria - GIFT CARDS & OTHER PAYMENT OPTIONS: Victoria's Secret/PINK Gift Card & eGift Card. Victoria's Secret Merchandise Cards. Klarna. PayPal. Venmo. Apple Pay - when using our apps or mobile site. We are unable to accept cash, checks, money orders, or orders received by mail or fax.

 
It All Adds Up. Receive these perks and more when you use a Victoria's Secret Mastercard® Credit Card at VS or PINK. Earn rewards 2x faster 1. Earn 4 points per $1 spent on travel, dining, and streaming services 1. Earn 2 points per $1 spent on all purchases outside of VS and PINK 1.. 866 472 9786

Nov 18, 2013 · Re: Victoria Secret Authorized Users? @bear812c wrote: Working on my husbands credit. Biggest issue is a low Average Age of Account History. Credit specialist advised I add him on my Victoria Secret account because its a good long standing account. I called Comenity Bank/VS inquiring about adding him on my account as a joint user ("piggy back ... Sep 4, 2023 · The VS credit card login is found in the black bar at the top of their home page. Hover over the credit card icon and select “Pay My Bill.”. Alternatively, you can head straight to the login page once you favorite it. You can also pay your bill over the phone at 1-800-695-9478 for a small fee. If you are ready to dive into how to pay your ... Where Can the Victoria’s Secret Credit Card Be Used? The Victoria card can be used for purchases online at VictoriasSecret.com or in person at a Victoria’s Secret or PINK store. It’s also...We will never contact you via phone, email or text message to request sensitive information. If you're ever suspicious of an attempt to obtain information regarding your Victoria's Secret Credit Card account, contact Customer Care immediately at 1-844-271-2596 (TDD/TTY: 1-800-695-1788).Won’t impact your credit score to see if you pre-qualify; Main Content. Name. ... and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier ... All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account Assure. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial. Comenity's EasyPay. Disputes.It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More. <link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ...Victoria Secret customer service chat site is Victoria’s Secret: customercare.victoriassecret.com › For ALL inquiries related to your Victoria’s Secret / PINK Credit Card account, please call 1-800-695-9478 (8a-9p EST Mon-Sat) or 1-844-271-2596Please call Victoria's Secret Credit Card Customer Care (Comenity Bank) at 1-800-695-9478 (8a-9p EST; Mon-Sat) and an associate will be glad to assist you with lost or stolen credit cards, replacement card requests or any other questions related to your credit card account. Automated services are available 24 hours/day. To reach an VS Credit ...We will never contact you via phone, email or text message to request sensitive information. If you're ever suspicious of an attempt to obtain information regarding your Victoria's Secret Credit Card account, contact Customer Care immediately at 1-800-695-9478 (TDD/TTY: 1-800-695-1788).Re: Comenity Bank/Victoria's Secret 7-10 day message letter for verification. Once your rev cc's post, you might see a temp dip in your score. Just keep your total util less than 20% -less is better; let only 1 cc report a balance (1-10%) and you don't want to pay interest. I'd also work on getting those lates off.We will never contact you via phone, email or text message to request sensitive information. If you're ever suspicious of an attempt to obtain information regarding your Victoria's Secret Credit Card account, contact Customer Care immediately at 1-800-695-9478 (TDD/TTY: 1-800-695-1788). Ratings Methodology Full Victoria's Secret Angel Card review This credit card is a good fit for: Frequent Victoria's Secret shoppers who want to save a little money on their lingerie...APR. 27.24% variable. Late Fee. Up to $39. The Victoria’s Secret Angel Card is a basic store-branded card issued by Comenity Bank. When applying for the card, you can choose between 2 “looks” or designs. Regardless of which design you choose, the card benefits are exactly the same. Image courtesy of comenity.net.The easiest way to apply for a credit card from Comenity Bank is to do so online. Search the card name, and find a link to the retailer site or Comenity’s website. From there, click “Apply Now” and provide the required information. For instance, searching for “Victoria’s Secret Credit Card” brings up this page, where you can apply.You can earn more faster with a Victoria's Secret Credit Card, Build your credit while building up your points faster than ever when you are approved for this card. You get rewards twice as fast. You also get $25 off your first purchase after being approved for this store credit card. At every 2,000 points, you'll get a $10 reward.It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More.Jan 19, 2023 · Victoria Secret customer service chat site is Victoria’s Secret: customercare.victoriassecret.com › For ALL inquiries related to your Victoria’s Secret / PINK Credit Card account, please call 1-800-695-9478 (8a-9p EST Mon-Sat) or 1-844-271-2596 Ratings Methodology Full Victoria's Secret Angel Card review This credit card is a good fit for: Frequent Victoria's Secret shoppers who want to save a little money on their lingerie...What perks are available if I sign up for the Victoria's Secret credit card program? Victoria's Secret offers a store credit card called the Angel Card. Angel Card benefits increase depending on how much you spend in a calendar year. The best perks associated with the Victoria's Secret Angel Card include: $15 off your first purchaseFor example, Victoria’s Secret credit card members receive free shipping on orders over $50. However, you must provide your PINK or Victoria’s Secret card to get this shipping discount.Nov 18, 2013 · Re: Victoria Secret Authorized Users? @bear812c wrote: Working on my husbands credit. Biggest issue is a low Average Age of Account History. Credit specialist advised I add him on my Victoria Secret account because its a good long standing account. I called Comenity Bank/VS inquiring about adding him on my account as a joint user ("piggy back ... It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More.Oct 15, 2022 · Victoria Secret Credit Card Victoria’s Secret is one of the most popular lingerie brands in the country. unmistakable ads and constant sales. Get Knowledge - Information Forupon - Get Knowledge - Information Receive all the VS & PINK Collective benefits plus these exclusive Cardmember benefits when you use your Victoria’s Secret Credit Card. Cardmembers are automatically upgraded to All-Access status. Reach VIP status 6 when you spend $750 each program year: • Earn Rewards 2x Faster: 1. The new Victoria Credit Card and PINK Credit Card better protects you — and your data. Enjoy your same great benefits, now with added security. Account information is locked in with the embedded chip. Your account information is better protected from counterfeit fraud, thanks to a unique code that’s created with every purchase. It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More. loading... ... PasswordAll Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account Assure. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial. Comenity's EasyPay. Disputes.The best store credit cards. Amazon Prime Rewards Visa Signature Card. Target RedCard. Costco Anywhere Visa® Card by Citi (see rates and fees ). Capital One Walmart Rewards® Mastercard®. The information for the Amazon Prime card, Target RedCard and Capital One Walmart card has been collected independently by The Points Guy.The VS credit card login is found in the black bar at the top of their home page. Hover over the credit card icon and select “Pay My Bill.”. Alternatively, you can head straight to the login page once you favorite it. You can also pay your bill over the phone at 1-800-695-9478 for a small fee. If you are ready to dive into how to pay your ...Re: Comenity Bank/Victoria's Secret 7-10 day message letter for verification. Once your rev cc's post, you might see a temp dip in your score. Just keep your total util less than 20% -less is better; let only 1 cc report a balance (1-10%) and you don't want to pay interest. I'd also work on getting those lates off.Victoria's Secret Credit Card The card that puts you first. More Details Rewards Terms & Conditions Apply Benefits Exclusive Cardmember Perks When You Use Your Victoria's Secret Credit Card $25 off your first Victoria's Secret or PINK purchase* 2x Earn rewards twice as fast 2 3x Points on Bra purchases 3 More Details Rewards Terms & Conditions VM Visa Platinum Credit Card. With the VM Visa Platinum Credit Card, enjoy tantalizing travel experiences with exciting rewards and reliable spending power. You deserve it! Annual Fee: $12,000. Purchase Interest Rate: 37.0%. Cash Advance Interest Rate: 40.0%. Reward: Travel rewards**.What perks are available if I sign up for the Victoria's Secret credit card program? Victoria's Secret offers a store credit card called the Angel Card. Angel Card benefits increase depending on how much you spend in a calendar year. The best perks associated with the Victoria's Secret Angel Card include: $15 off your first purchaseWe will never contact you via phone, email or text message to request sensitive information. If you're ever suspicious of an attempt to obtain information regarding your Victoria's Secret Credit Card account, contact Customer Care immediately at 1-844-271-2596 (TDD/TTY: 1-800-695-1788). <link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ... Re: Victoria Secret Re-pull Credit to Keep Card Open. if you called for a replacement card, so that you can start using the card, then go for the HP. since you haven't used the card for the last 2 years, don't take an HP if you are just trying to keep the card active - you should have been doing that by using the card every 6 months - in that ...Our store credit card comes with benefits for all members. Apply now and start shopping for your favorites by becoming a Victoria's Secret credit cardholder!All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Activate Card. Apple Pay. APR & Fees. Authorized Buyers. Automatic Payments. Victoria's Secret Credit Card The card that puts you first. More Details Rewards Terms & Conditions Apply Benefits Exclusive Cardmember Perks When You Use Your Victoria's Secret Credit Card $25 off your first Victoria's Secret or PINK purchase* 2x Earn rewards twice as fast 2 3x Points on Bra purchases 3 More Details Rewards Terms & ConditionsYou can earn more faster with a Victoria's Secret Credit Card, Build your credit while building up your points faster than ever when you are approved for this card. You get rewards twice as fast. You also get $25 off your first purchase after being approved for this store credit card. At every 2,000 points, you'll get a $10 reward.Manage your account - Comenity ... null Aug 31, 2023 · 5.0 / 5. The Victoria’s Secret Credit Card is a good card that’s worth it for people who frequently shop at Victoria’s Secret. The card has a $0 annual fee, rewards of 10 points per $1, and perks such as birthday bonuses and free shipping. Plus, you only need fair credit to be approved for an account. APR. 27.24% variable. Late Fee. Up to $39. The Victoria’s Secret Angel Card is a basic store-branded card issued by Comenity Bank. When applying for the card, you can choose between 2 “looks” or designs. Regardless of which design you choose, the card benefits are exactly the same. Image courtesy of comenity.net.GIFT CARDS & OTHER PAYMENT OPTIONS: Victoria's Secret/PINK Gift Card & eGift Card. Victoria's Secret Merchandise Cards. Klarna. PayPal. Venmo. Apple Pay - when using our apps or mobile site. We are unable to accept cash, checks, money orders, or orders received by mail or fax. Please call Victoria's Secret Credit Card Customer Care (Comenity Bank) at 1-800-695-9478 (8a-9p EST; Mon-Sat) and an associate will be glad to assist you with lost or stolen credit cards, replacement card requests or any other questions related to your credit card account. Automated services are available 24 hours/day. To reach an VS Credit ...Ratings Methodology Full Victoria's Secret Angel Card review This credit card is a good fit for: Frequent Victoria's Secret shoppers who want to save a little money on their lingerie...The VS credit card login is found in the black bar at the top of their home page. Hover over the credit card icon and select “Pay My Bill.”. Alternatively, you can head straight to the login page once you favorite it. You can also pay your bill over the phone at 1-800-695-9478 for a small fee. If you are ready to dive into how to pay your ...All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Activate Card. Apple Pay. APR & Fees. Authorized Buyers. Automatic Payments.It All Adds Up. Receive these perks and more when you use a Victoria's Secret Mastercard® Credit Card at VS or PINK. Earn rewards 2x faster 1. Earn 4 points per $1 spent on travel, dining, and streaming services 1. Earn 2 points per $1 spent on all purchases outside of VS and PINK 1. <link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ... It All Adds Up. Receive these perks and more when you use a Victoria's Secret Mastercard® Credit Card at VS or PINK. Earn rewards 2x faster 1. Earn 4 points per $1 spent on travel, dining, and streaming services 1. Earn 2 points per $1 spent on all purchases outside of VS and PINK 1. Why do you need my Social Security Number (SSN), Social Insurance Number (SIN) or Alternate Identification Number (AIN)? To protect your privacy, we use this information to verify your identity. Dec 15, 2009 · Re: victoria secrets preapproval. Thanks for all the responses. You go to their website and register an account then put a few things in your shopping cart and before checkout a preapproval will pop up and tell you the amount your approved for. When I did this I didn't respond to the approval And they sent me a letter saying to go back on their ... American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.For example, Victoria’s Secret credit card members receive free shipping on orders over $50. However, you must provide your PINK or Victoria’s Secret card to get this shipping discount. Aug 28, 2023 · Citibank Credit Cards With Soft-Pull Preapproval. Citibank’s prequalification form can be completed quickly online and you should get a response right away. Citi’s family of credit cards includes over a dozen options, including many co-branded cards for popular airlines and merchants. 7. Citi® Double Cash Card. For holders of a Victoria's Secret Credit Card, PINK Credit Card, Victoria's Secret Mastercard® Credit Card or Victoria's Secret PINK Mastercard® Credit Card ("Victoria's Secret Credit Cards") who participate in the Program ("Cardholders"), these Terms are separate and independent from your Victoria's Secret Credit Card Account Agreement (the ... Ratings Methodology Full Victoria's Secret Angel Card review This credit card is a good fit for: Frequent Victoria's Secret shoppers who want to save a little money on their lingerie...Victoria's Secret Credit Card - Legal Docs - SchumerBox. Contact the Bank at 1-855-334-3616 (TDD/TTY: 1-800-695-1788) within 25 days of the date of application; Your account will be closed; and. You will need to make arrangements with the merchant to pay for purchases or return goods at no cost to you. It All Adds Up. Receive these perks and more when you use a Victoria's Secret Mastercard® Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 4 points per $1 spent on travel, dining, and streaming services 2. Earn 2 points per $1 spent on all purchases outside of VS and PINK 2.For holders of a Victoria's Secret Credit Card, PINK Credit Card, Victoria's Secret Mastercard® Credit Card or Victoria's Secret PINK Mastercard® Credit Card ("Victoria's Secret Credit Cards") who participate in the Program ("Cardholders"), these Terms are separate and independent from your Victoria's Secret Credit Card Account Agreement (the ...Disadvantages. Risk of losing points: You must make at least one purchase on the card within a 12-month time span or the card will become inactive and you'll lose any accumulated points. For infrequent Victoria's Secret shoppers, this is a major drawback. You may want to look for a credit card with no expiration on rewards.Why do you need my Social Security Number (SSN), Social Insurance Number (SIN) or Alternate Identification Number (AIN)? To protect your privacy, we use this information to verify your identity. Feb 8, 2022 · To qualify, the cardholder must earn 500 points on their Victoria’s Secret credit card within a rolling 12-month period. Additional perks of being a gold cardholder include $15 birthday and half ... Aug 28, 2023 · Citibank Credit Cards With Soft-Pull Preapproval. Citibank’s prequalification form can be completed quickly online and you should get a response right away. Citi’s family of credit cards includes over a dozen options, including many co-branded cards for popular airlines and merchants. 7. Citi® Double Cash Card. The new Victoria’s Secret and PINK Mastercard offers up to 7.5% back in rewards on purchases with the brand for no annual fee. Bread Launches New Victoria’s Secret Rewards Credit Card. Victoria’s Secret and Bread Financial have launched a new co-branded retail credit card. The new Victoria’s Secret Mastercard® offers up to 7.5% back in ...loading... loading... loading... loading... loading... loading...Manage your account - Comenity ... null The Victoria’s Secret credit card has a unique multi-tier system allowing you to earn rewards as you shop. The three tiers include regular, silver, and gold cardmember. For each $250 you spend annually, you'll move up to the next level. There is no required spend to be a regular cardmember, but as you move up tiers, the more perks you'll unlock.<link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ...For holders of a Victoria's Secret Credit Card, PINK Credit Card, Victoria's Secret Mastercard® Credit Card or Victoria's Secret PINK Mastercard® Credit Card ("Victoria's Secret Credit Cards") who participate in the Program ("Cardholders"), these Terms are separate and independent from your Victoria's Secret Credit Card Account Agreement (the ... <link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ... All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account Assure. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial. Comenity's EasyPay. Disputes.Re: Bath & Body Works will be no longer. accepting Victoria Secrect Card. @wasCB14 wrote: L Brands is selling 55% of its current 100% interest in Victoria's Secret to Sycamore Partners. L Brands is hoping that B&BW will be more valuable as a standalone higher-margin business. Competition and litigation/corporate image concerns (sexual ...It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More.Won’t impact your credit score to see if you pre-qualify; Main Content. Name. ... and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier ...It All Adds Up. Receive these perks and more when you use a Victoria's Secret Mastercard® Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 4 points per $1 spent on travel, dining, and streaming services 2. Earn 2 points per $1 spent on all purchases outside of VS and PINK 2.Sep 1, 2023 · Victoria's Secret Card Overall Rating: 3.7/5.0. The Victoria's Secret Angel Card is a closed-loop credit card, so it can only be used in L Brands locations, primarily Victoria's Secret and PINK stores and VictoriasSecret.com. The card can also be used to make purchases in physical Bath & Body Works stores, but cardholders won't earn Angel ... Receive all the VS & PINK Collective benefits plus these exclusive Cardmember benefits when you use your Victoria’s Secret Credit Card. Cardmembers are automatically upgraded to All-Access status. Reach VIP status 6 when you spend $750 each program year: • Earn Rewards 2x Faster: 1.Re: victoria secrets preapproval. Thanks for all the responses. You go to their website and register an account then put a few things in your shopping cart and before checkout a preapproval will pop up and tell you the amount your approved for. When I did this I didn't respond to the approval And they sent me a letter saying to go back on their ...

The new Victoria’s Secret and PINK Mastercard offers up to 7.5% back in rewards on purchases with the brand for no annual fee. Bread Launches New Victoria’s Secret Rewards Credit Card. Victoria’s Secret and Bread Financial have launched a new co-branded retail credit card. The new Victoria’s Secret Mastercard® offers up to 7.5% back in .... Emabozbk

credit card victoria

For example, Victoria’s Secret credit card members receive free shipping on orders over $50. However, you must provide your PINK or Victoria’s Secret card to get this shipping discount. Re: victoria secrets preapproval. Thanks for all the responses. You go to their website and register an account then put a few things in your shopping cart and before checkout a preapproval will pop up and tell you the amount your approved for. When I did this I didn't respond to the approval And they sent me a letter saying to go back on their ...It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More.Nov 15, 2022 · The easiest way to apply for a credit card from Comenity Bank is to do so online. Search the card name, and find a link to the retailer site or Comenity’s website. From there, click “Apply Now” and provide the required information. For instance, searching for “Victoria’s Secret Credit Card” brings up this page, where you can apply. It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More.EasyPay - Comenity ... ExitRe: Victoria Secret Authorized Users? @bear812c wrote: Working on my husbands credit. Biggest issue is a low Average Age of Account History. Credit specialist advised I add him on my Victoria Secret account because its a good long standing account. I called Comenity Bank/VS inquiring about adding him on my account as a joint user ("piggy back ...<link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ... When You Use Your Victoria's Secret Credit Card . $25 . off your first Victoria's Secret or PINK purchase* 2x . Earn rewards twice as fast 2. 3x . Points on Bra ...It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More.For holders of a Victoria's Secret Credit Card, PINK Credit Card, Victoria's Secret Mastercard® Credit Card or Victoria's Secret PINK Mastercard® Credit Card ("Victoria's Secret Credit Cards") who participate in the Program ("Cardholders"), these Terms are separate and independent from your Victoria's Secret Credit Card Account Agreement (the ...Fact checked. The shopping cart trick is merely a way to get pre-approved for store credit cards. Basically, you can trick a retailer’s website into thinking you’re going to buy something by adding items to your shopping cart and beginning to check out. But you’re doing so only to trigger a pop-up offer to see if you’re pre-approved for ...Jan 19, 2023 · Victoria Secret customer service chat site is Victoria’s Secret: customercare.victoriassecret.com › For ALL inquiries related to your Victoria’s Secret / PINK Credit Card account, please call 1-800-695-9478 (8a-9p EST Mon-Sat) or 1-844-271-2596 Feb 8, 2022 · To qualify, the cardholder must earn 500 points on their Victoria’s Secret credit card within a rolling 12-month period. Additional perks of being a gold cardholder include $15 birthday and half ... Receive all the VS & PINK Collective benefits plus these exclusive Cardmember benefits when you use your Victoria’s Secret Credit Card. Cardmembers are automatically upgraded to All-Access status. Reach VIP status 6 when you spend $750 each program year: • Earn Rewards 2x Faster: 1.Feb 8, 2022 · To qualify, the cardholder must earn 500 points on their Victoria’s Secret credit card within a rolling 12-month period. Additional perks of being a gold cardholder include $15 birthday and half ... Jan 10, 2023 · Fact checked. The shopping cart trick is merely a way to get pre-approved for store credit cards. Basically, you can trick a retailer’s website into thinking you’re going to buy something by adding items to your shopping cart and beginning to check out. But you’re doing so only to trigger a pop-up offer to see if you’re pre-approved for ... Apr 30, 2022 · The credit limit for the Victoria's Secret Credit Card typically ranges from $250 to $2,500, although some cardholders have reported larger limits. Since this is a store credit card, credit limits ... Victoria's Secret Credit Card The card that puts you first. More Details Rewards Terms & Conditions Apply Benefits Exclusive Cardmember Perks When You Use Your Victoria's Secret Credit Card $25 off your first Victoria's Secret or PINK purchase* 2x Earn rewards twice as fast 2 3x Points on Bra purchases 3 More Details Rewards Terms & Conditions.

Popular Topics